What has changed for you in 2020? For many, this year has been as complicated as learning a new dance. Did you start a new job or leave a job behind? That’s one step. Did you retire? There’s another step. Did you start a family? That’s practically a pirouette. If notable changes occurred in your personal […]
Joe Overfield Earns Certified Financial Fiduciary ® (CFF) Designation
Joe Overfield, President/Owner of Intelliplan Financial, has earned the Certified Financial Fiduciary ® (CFF) designation. He joins a growing group of financial professionals who have earned the Certified Financial Fiduciary ® designation and can immediately and clearly demonstrate how they practice a fundamental obligation to always put their clients’ best interest first. CFF is a […]
Pension 101: Tips to Plan Your Retirement Income
If you’ll be receiving pension payments in retirement, consider yourself one of the fortunate few. Pensions are quickly disappearing as an employer benefit. In 1998, 58 percent of Fortune 500 companies offered pensions, also known as defined benefit plans. By 2015 that figure was down to 20 percent.1 Many employers have transitioned to defined contribution […]
These 3 Income Sources Can Increase Your Tax Bill in Retirement
Have you included taxes in your retirement budget? If not, you could be making a big mistake. Many retirees assume their tax exposure will go down after they retire. They may think they no longer have taxable income because they’re not working. The truth is that many common sources of retirement income are taxable. However, […]
Have You Budgeted for These Surprising Retirement Costs?
Have you prepared a projected budget for your retirement? If so, that’s a good first step toward planning your retirement income strategy. Your budget can help you determine how much income you may need and whether you’re on track to reach your goals. You can also use your budget to adjust your spending as needed. […]
When’s the Right Time to File for Social Security?
When is the right time for you to file for Social Security benefits? It’s a question that nearly every retiree faces. According to the Social Security Administration, almost 90 percent of all workers age 65 and over rely on Social Security income.1 That means Social Security is likely to play a role in your income […]
3 Questions to Ask About Your Retirement Strategy
If you feel like you’re behind on saving for retirement, you have company. Saving for retirement a sizable challenge. A 2017 Gallup study found that more than half of Americans are worried that they won’t be able to afford retirement.1 It’s never too late take action and make improvements to your retirement strategy. A few […]
Financial Resolutions for Millennials in 2018
Do you have a list of resolutions for the new year? For many, January is the time to evaluate life and make changes. Perhaps you want to get in shape or pursue a new hobby. Maybe you want to improve your relationships, further your education or travel to new destinations. If you’re like many millennials, […]
Hit These Financial Milestones Before You Retire
Do you have a wish list of goals for your retirement? If you’re like most retirees, your list may include things like traveling the world, pursuing a new hobby or visiting friends and family. Of course, to check off those items, you’ll need a strong financial foundation in retirement. It may be helpful to develop […]
4 Ways to Give Life Insurance to Charity
Do you have a favorite charity or cause that you’re passionate about? Are you looking for ways to support that charity as part of your legacy? You have a number of options available, including charitable trusts, donation of investments and outright cash gifts. However, you might be surprised to learn that you can use your […]
