The Bucket Plan Philosophy

The Bucket Plan Philosophy2023-05-12T00:39:55+00:00

What is The Bucket PlanⓇ Philosophy

The Bucket Plan® philosophy is a strategic and structured approach to segmenting assets in order to mitigate the financial risks and challenges of today. 

The traditional method of investing for retirement, which involves keeping some money in the bank and investing the rest in hopes it will last you through retirement, is no longer sufficient in light of the market risk, interest rate risk, and sequence of returns risk that retirement investors face today. A more sophisticated planning approach is needed to help maximize retirement funds to meet the many needs that arise over the course of retirement. 

The Bucket Plan® philosophy segments investments into three buckets based on factors such as investment time horizon, volatility tolerance, and income needs, in order to help investors maximize their retirement dollars.

The Money Cycle

Throughout our lives, we all experience The Money Cycle, which consists of three distinct phases: accumulation, preservation, and distribution. To gain a deeper understanding of these phases, you can watch the following video:

The Bucket Plan

The Bucket Plan® philosophy involves segmenting your money according to your investment time horizon, tolerance for volatility, and income requirements. You can learn more about this approach by watching the following video:

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